YNAB (You Need A Budget) is a powerful financial tool that offers a comprehensive overview of your finances, allowing you to make intentional spending decisions and avoid wasting money on unnecessary expenses. This simple method and budgeting app have transformed the financial lives of millions of users, helping them change their relationship with money. With YNAB, you can say goodbye to financial arguments with your partner, eliminate mental calculations to determine affordability, and take control of your finances to create a future you'll love.
Key Features:
- Subscription Sharing: Share budgets and dreams with up to six people at no extra cost.
- Loan Planner: Calculate time and interest saved with each additional dollar paid to tackle debt effectively.
- Expense Tracking: Simplify sharing finances with a partner by viewing real-time changes to your budget.
- Goal Setting: Turn your dreams into categories, set spending targets, and visualize progress along the way.
- Import Income & Expenses: Add transactions manually or securely link accounts to view your overall financial picture in one place.
- Spending & Net Worth Reports: Analyze spending averages and track your growing net worth in vibrant detail by manipulating your data.
- Privacy Protection: Your data is never sold, guaranteeing a trustworthy environment where ads and recommended products are absent.
- Resources Galore: Benefit from an award-winning customer support team, live workshops, video courses, written guides, and other valuable free resources.
Customer Testimonials:
- "YNAB is the first budgeting app I’ve ever used, stuck with, and that has made sense. Absolutely love it!" - @brennandunn
- "I never, ever, ever thought I’d see this, and yet here it is: CREDIT CARD BEAST DEFEATED! Props to @YNAB which helped me get it done!" - @taber
- "3 years ago I started with YNAB, the goal was paying off all my debt. With YNAB, I was able to double the goal! Bye, financial stress!" - @HancinGaming
- "I just don’t know what I’d do without YNAB. I’ve never been so financially aware in my life." - @janejoneslives
- "I’ve been using YNAB for over 2 years, and in 23 days my fiance and I will be paying for our wedding without any loans because of YNAB. Thank you!" - @Thai_Jonny
The YNAB budgeting app, armed with its simple four-rule method, empowers you to eliminate debt, accumulate savings, spend with confidence, and achieve your financial goals more quickly.
Start your financial journey today with a one-month free trial!
Free for 30 Days, Then Monthly or Annual Subscriptions Available
Subscription Details:
- YNAB is a one-year auto-renewable subscription billed monthly or annually.
- Payment will be charged to iTunes Account at confirmation of purchase.
- Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
- Account will be charged for renewal within 24-hours prior to the end of the current period.
- Subscriptions may be managed by the user, and auto-renewal may be turned off via the user’s Account Settings after purchase.
- Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable.
Terms of Use: https://www.ynab.com/terms/?isolated
Privacy Policy: https://www.ynab.com/privacy-policy/?isolated
Overview
YNAB: Budgeting & Finance is a Freeware software in the category Business developed by You Need A Budget LLC.
The latest version of YNAB: Budgeting & Finance is 23.22, released on 12/14/2023. It was initially added to our database on 09/12/2023.
YNAB: Budgeting & Finance runs on the following operating systems: Android/iOS.
Users of YNAB: Budgeting & Finance gave it a rating of 5 out of 5 stars.
Pros
- Excellent budgeting tool with a focus on controlling spending and building savings.
- User-friendly interface that makes it easy to track expenses and set financial goals.
- Regular updates and improvements to the software ensure a smooth user experience.
- Support for multiple devices, including web, mobile, and desktop applications for easy access.
- Effective customer support that helps users navigate any issues or questions they may have.
Cons
- Pricing can be relatively high compared to other budgeting software options.
- Learning curve for new users can be steep, requiring time and effort to fully utilize all features.
- Synchronization issues can sometimes occur when linking with bank accounts, leading to inaccurate data.
- Limited integration with other financial apps or services may make it challenging for users who want a more comprehensive financial overview.
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